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Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus.
Many people are in the dark when it comes to money, and I’m going to turn on the lights.
If you are worried about job security and do not have an adequate emergency fund (ideally eight months’ worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.
People first, then money, then things.
It’s easy to underestimate the real cost of home ownership.
Like your home’s closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up.
Owning a home is a keystone of wealth – both financial affluence and emotional security.
When you’re happy you find pure joy in your life. There are no regrets in this state of happiness – and that’s a goal worth striving for in all areas of your life.
A wise woman recognizes when her life is out of balance and summons the courage to act to correct it, she knows the meaning of true generosity, happiness is the reward for a life lived in harmony, with a courage and grace.
You must recognize, embrace, and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.