To make the most of your money, I recommend sticking with mutual funds that don’t charge a commission when you buy or sell.
The last thing family and friends want is for you to spend money on them that you don’t have or that you can’t really spare.
If you wait until your children are high school seniors to spring it on them that there’s not a whole lot of money for school, they won’t have too many options.
Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.
The less money you owe, the less income you’ll need and the less you’ll have to save for tomorrow.
The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don’ts.